Making Your Home Secure During Vacation
Spring has officially arrived, and with it, thoughts of weekend camping trips, days at the beach and Spring Break vacations. Unfortunately, this is also the season known for the highest percentage of day-time residential break-ins.
A report by the U.S. Department of Justice showed the highest percentage of burglaries occur during the spring and summer and in the daylight hours. The report stated that ice and snow were a significant deterrent with the lowest number of burglaries happening in February.
Homes that do not have security camera systems are 300% more likely to be broken into. A professionally monitored home security system is a smart addition to a home’s defenses, but it isn’t necessarily step one.
Technology Allows The Self-Employed To Qualify For Mortgages
Just about one in every ten people in the United States workforce are self-employed. Being self-employed has notoriously made it hard to obtain a mortgage loan. The times are changing, lending giants Fannie Mae and Freddie Mac have put in place a new system that will make this process easier for the self-employed.
When a self-employed person wanted to buy a home, they had many hoops to jump through first. Unless they were going to sell a home that they owned, and planned to bankroll that money to buy a home. They had to provide years of tax documentation with physical receipts and all kinds of other documentation that would take banks weeks and months to comb through. As they say, nothing is ever easy!
Realtors were always happy to bring these people to see new real estate listings, but they knew that it would take some time to get through the mortgage process. Fannie Mae and Freddie Mac have decided to change the process for small business owners. They have acquired new technology that will allow them to get all of the...