Granbury's Wine Walk held in late April, has brought renewed interest in the wineries near Granbury. Barking Rocks Winery north of Granbury is a favorite of visitors to Granbury. They offer a variety of activities including wine tasting of course. Bluff Dale Vineyards west of Granbury offers interesting events as well. D'Vine Wine on the Historic Granbury Square can provide you with a sample of wine and give you the information you need to enjoy the wineries near Granbury. Check it out!
For information about Real Estate in Granbury and Hood County, give me a call, James 817-578-9425.
Thinking about redesigning your kitchen? Take a look at these little-known facts before choosing a new paint color.
Granbury Home Loan Applicants Delve into FICO Mysteries
When anyone is in the early stages of finding a Granbury house to buy, unless they are planning to pay for it with cash, a large part of what eventually happens will be determined by the home loan they secure. Both the size of the home loan and its interest rate are negotiable, but in almost all cases, the applicant’s part of the “negotiation” consists of comparing offers from various Granbury home loan providers.
So unless you are The Donald (or can supply your own wheelbarrow full of cash), Granbury’s mortgage companies will have a large say about what they think you can afford for your next home. Even though they represent totally different entities, their decisions tend to be awfully similar. The reason for that is that they all work from similar information: your assets, your current ability to generate cash— and your FICO score.
If you have ever suspected there is some kind of mysterious secret formula involved in coming up with that last, your suspicion was valid. But your FICO score isn’t a total mystery—some parts of their formula have been (however grudgingly) made public. Since the system is so pervasive, it’s good to know as much about it as you can.
To begin with “FICO” is just a company name. Back in the 50s, Bill Fair and Earl Isaac got together and engineered a credit scoring system, and so Fair Isaac Company was in business. Once Fannie Mae and Freddie Mac began to use them, it became a very good business. Now all the major consumer reporting agencies (Experian, Equifax, TransUnion—even PRBC and Innovis) use them. As to how they come up with their all-important scores,...
During your visit to Granbury, TX, be sure to walk the Historic Granbury Square. You will find many unique shops and products located in the historic buildings around the courthouse. On your tour of the Square be sure to stop by Decor and More inside Artefactz on the west side of the Square.
The Elevate Realty Group Team would like to announce the newest edition to our online family! The All New Elevate Realty Group Site! This new site brings state of the art functionality to your real estate searches. The is new Elevate Realty Group site joins our current staple site granburytexasrealty.com and brings the world class search functions that you deserve!
Please let us know what you think!